One of the most significant advantages of the buy-and-hold strategy is that it requires fewer transactions, thus reducing brokerage, advisory, and sales commissions. The design also has the added benefit of generating long-term capital gains, which are taxed at a lower rate than short-term capital gains. The disadvantages of this strategy include the time and […]
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There are several retirement tax planning software options. These include Holistiplan, eMoney, and Wealth Trace. First, let’s take a look at the differences between these options. These software programs can solve a problem known as “consumption” to determine how much a person will need to replace their income in retirement. This amount represents a person’s […]
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One of the worst things you can do when investing is to believe one of the many investing myths that are out there. These myths can hold you back from achieving your financial goals and make you take on too much risk. Fortunately, there are ways to avoid falling victim to these myths. We’ve listed […]
Read MoreWinter and spring are the best times to visit the Florida Keys, and they have some unique characteristics that make them an excellent place for scuba diving. However, the cooler water temperature of late summer and fall also makes for good scuba diving conditions. Summer and fall are the best months for sightings of manta […]
Read MoreAccording to Don Dirren, there are many excellent scuba diving locations in the Florida Keys, but if you’re new to the sport, it’s best to learn about some of the best dive spots before heading out. Here are some recommendations: Ginnie Cavern, Looe Key Reef, and the French Reef. The first two are a must-see, […]
Read MoreAccording to Don Dirren, you don’t need experience to dive. In fact, you can learn how to dive in a day’s time, and you can even skip your pool session. You will always be able to dive at least 40 feet after just one day. That is a big upgrade from the pool sessions you may […]
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Outdoor enthusiast Don Dirren recently introduced his top five hiking destinations in and around Phoenix, Arizona. Phoenix is a city submerged in natural beauty. Residents like outdoor enthusiast Don Dirren appreciate that the city is home to a variety of hiking trails for all ages and ability levels. “Phoenix is an outdoor playground that offers […]
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Don Dirren Is Helping Small Business Owners Understand the PPP – And What It Means For Their Bank Accounts Many small business owners have been hit hard by changes in income during the COVID-19 crisis. From struggling to pay employees to having trouble making payments in order to keep rented storefronts open, the changes in […]
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Don Dirren gets to the heart of the fixed index annuity so investors can make sound decisions based on the facts. Smart investors try to diversify their portfolios for two primary reasons. The first helps ensure that their earnings potential stays relatively consistent. The second has more to do with where they are in their […]
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Financial advisor Don Dirren recently offered his expert tips on how to legally pay zero taxes in retirement. Retirement is a stage in life many people anticipate. It’s a time when stresses about work and money are meant to be minimal. However, that’s not necessarily the way it works for many retirees, as a number […]
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